The Directorate of Student Financial Assistance & University Advancement (SFA & UA) serves as a catalyst to support the University of Azad Jammu & Kashmir (UAJK) in fund raising, establishing public-private linkages, helping students meet financial requirements for their education, providing career services, and developing alumni engagement programs.

No student should discontinue his/ her university education due to financial constraints

The SFA & UA is committed to several key values that are reflected in all aspects of its operations:

• Transparency and Integrity
• Service to students
• Effective management and accountability in its use of resources and implementation of programs
• Active communication and outreach to economically disadvantaged students
• Constant improvement of programs and services

• We aim to serve every student of UAJK and ensure high-quality service for all.
• We strive to be informative, up-to-date, organized, and responsive.
• We are friendly, courteous, and helpful, offering personalized attention.
• We respect and protect the confidentiality of student information.

Financial assistance is provided to enhance access to higher education, especially for talented but financially constrained students. The Student Financial Assistance section works to:

1. Streamline financial aid for meritorious and needy students.
2. Promote transparency in financial programs.
3. Build partnerships with industry, alumni, donors, and community organizations.

Main scholarship programs include:

• Prime Minister’s Tuition Fee Reimbursement Program
• Pak-USAID Merit and Needs-Based Scholarship Program
• HEC Need-Based Scholarship Program
• Ihsan Trust Qarz-e-Hasna Scheme
• HEC French Need-Based Scholarship
• HBL Foundation Scholarship
• Punjab Educational Endowment Fund Scholarship

This scheme covers tuition and other mandatory fees for Master’s, M.Phil., and PhD students with valid AJK domicile enrolled at UAJK. Refugees 1989-90 settled in AJK are also included.

• Actual tuition fee
• Admission, examination, registration, and lab charges

Last year: 1,580 students received Rs. 34.527 million in scholarships.

Available at undergraduate and graduate levels for Sociology, Economics, Linguistics (English, Urdu, Kashmir Studies), and Psychology.

• Must be a Pakistani/AJK national
• 50% scholarships reserved for females
• Must be enrolled in first semester of respective degree

• Tuition Fee
• Monthly Stipend

Last year: 95 students received Rs. 17.199 million in scholarships.

Provides financial support to deserving students of UAJK for undergraduate and graduate programs.

• Enrolled UAJK students meeting need criteria

• Tuition Fee
• Lodging, Transportation, Books, Academic Costs
• Rs. 6,000 monthly stipend (max 10 months/year)

Last year: 260 students received Rs. 22.102 million.

This interest-free loan scheme supports needy and deserving students. Repayment is based on a student’s financial situation and begins during study with minimal amounts.

• Maintain academic performance as per Trust policy
• Monthly repayments are mandatory and monitored
• Online deposits accepted via Meezan Bank

Last year: 08 students received Rs. 0.161 million.

Offered by the French Embassy to support deserving UAJK students at undergraduate and graduate levels.

• Must be enrolled in the first professional year of a prescribed course

• Tuition Fee
• Other academic expenses

Last year: 15 students received Rs. 0.750 million.

Launched in collaboration with HBL Foundation for undergraduate students.

• Minimum 65% marks in F.Sc/F.A
• Admission on open merit
• Not receiving any other scholarship

• Lead creative fundraising efforts to boost donations from individuals and corporates
• Develop alumni and donor engagement programs
• Encourage regular contributions through well-managed programs

The Career Services section facilitates career planning, internships, and job placement. It organizes annual job fairs and collaborates with industries to create job opportunities for students.

Students enrolled in different programs can apply for merit or need-based scholarships. Departmental scholarships are available for top performers.

• USAID-Funded Merit and Needs-Based Program
• Prime Minister Fee Reimbursement Scheme
• Ehsaas Scholarship Pakistan
• HEC Need-Based Program
• Ihsan Trust Qarz-e-Hasna (Interest Free Loan)
• Bait-ul-Mal
• Scholarships via Higher Education Commission
• Zakat scholarships through AJK Government
• Scholarships from Ministry of Kashmir Affairs & Overseas Pakistanis

Note: A student can only avail one type of scholarship at a time. Applications are invited by the scholarship committee on merit basis.

PEEF launched “Shahbaz Sharif Merit Scholarships (SSMS)” for Master’s level. In 2016–17, 17 scholarships were allocated for UAJK.

• Pakistan National
• 60% marks or CGPA 2.5 in BA/BSc/B.COM/BS/BBA
• Full-time student
• Family income ≤ Rs. 75,000/month
• Max age: 28 years
• Not availing other scholarships or PMFRS

Position	Name & Contact
Director	Mujeeb Ur Rahman Ph: (+92) 5822-960410 Fax: (092) 5822-960432 Email: director.sfaua@ajku.edu.pk
Assistant Director	Mr. Mubashir Ph: (+92) 5822-960410